What is assignment of benefits (AOB) and how does it affect payment to providers?

• A. AOB authorizes payer to send payment to the provider; non-AOB pays patient; affects when and how payments are received.
• B. AOB increases patient out-of-pocket cost.
• C. AOB has no impact on the payment flow.
• D. AOB ensures the payer handles all future claims automatically.

Answer: (B)